The Operating System
for European Small Businesses
Never miss a payment. Avoid penalties. Stay compliant.
Everything Your Business Needs
Built with Europe businesses in mind — from single-person consultancies to growing teams.
Smart Bill Management
Upload a bill and Finnwal automatically extracts:
- ✓ Supplier details & IBAN
- ✓ Reference number & VAT info
- ✓ Amounts & Due dates
No manual typing.
Smart Payment Reminders
Never miss an important payment. Automatic alerts:
- ✓ 7 days before due date
- ✓ 3 days before due date
- ✓ On the due date
Avoid penalties and late fees.
Secure Document Hub
Store all your important business documents securely.
- ✓ Contracts & Licenses
- ✓ Tax documents & Payroll files
- ✓ Supplier agreements & Inspection reports
Everything in one place.
Professional Invoicing & Dashboard
Invoicing: Create and send invoices in seconds. Track payments and stay on top of cash flow.
Business Dashboard: Get a clear overview. Track:
- ✓ Paid & Outstanding bills
- ✓ Monthly expenses & VAT summary
Accountant Collaboration
Work seamlessly with your accountant.
- ✓ Secure access
- ✓ Easy report exports
- ✓ No more endless email chains
Business Support Assistant
Get quick answers in Finnish or English. Guidance on:
- ✓ Business regulations & Food safety
- ✓ Insurance & Employment rules
- ✓ Contracts & Residence permits
- ✓ You got an Unexplained Bill/Unnecessary Bill reminder
- ✓ Transportation Laws
- ✓ Business plans, Financial projections and Break even Analysis report
* Documentations and File maintenance e.g. Entrepreneur visa file charges are Excluded. You can Contact via Business support
How it works
Three steps from signup to never missing a bill again.
Register & Upload Bills
Create your company, invite staff, and upload bills as images or PDFs. OCR fills the fields.
Get Smart Reminders
Finnwal schedules 3 reminders per bill automatically. Staff can add custom ones too.
Track & Pay On Time
Visual dashboard shows everything due this week, this month, and overdue.
Simple pricing that grows with you
7-day free trial on every plan. Cancel anytime.
Premium ~ Recommended for who dealing with Large numbers of Bills
Upload bill on one click & Get bills reminder Alert, Track Expenses & VAT, Keep Your Documents at one place, Set recurring payment reminders, Create Invoices, All bills send to Accountant by adding Accountant Email no need to send bills separately.
- Unlimited OCR Scans for bills reminder
- Expenses/VAT Analytics
- Payment Reminder
- Create Invoices
- Accountant Collaboration
- App Support
- Keep Business documents & Files
Pro ~ Recommended for Restaurant, Cafe and Grocery stores
Business guidance + Related Documentation request available for Restaurants, Cafe and Grocery stores etc. * Entrepreneur visa file preparation charged seperately*
- Unlimited OCR scan
- Expenses/VAT Analytics
- Keep Business Documents & Files
- Payment Reminders
- Create Unlimited Invoices
- Business Support & Guidance (Except Sunday)
- Accountant Collaboration
- App Support
Basic ~ Recommended for Freelancers and Soloprenurs
Upload bill on one click and Get bills reminder Alert, Track Expenses and VAT, Keep Your Business Documents at one place, Set recurring payment reminders manually, Create Invoices
- 10 OCR Scans
- Expenses/VAT Analytics
- Your Business Documents
- Payment Reminders
- Create Invoices
- App Support
Teams love Finnwal
What Europe SMBs say about switching.
"I used to chase invoices across email. Finnwal turned that chaos into a single screen."
"OCR gets 9 out of 10 fields right. The reminder the day before due date alone pays for the subscription."
"My accountant logs in and sees everything. No more emailing PDFs at month-end."
Manage Your Business Anywhere
Access Finnwal on your phone and stay in control wherever you are.
Start your 7-day free trial today
No credit card charged for the first 7 days. Cancel anytime.