The Operating System
for European Small Businesses
Never miss a payment. Avoid penalties. Stay compliant.
Everything Your Business Needs
Built with Europe businesses in mind — from single-person consultancies to growing teams.
Smart Bill Management
Upload a bill and Finnwal automatically extracts:
- ✓ Supplier details & IBAN
- ✓ Reference number & VAT info
- ✓ Amounts & Due dates
No manual typing.
Smart Payment Reminders
Never miss an important payment. Automatic alerts:
- ✓ 7 days before due date
- ✓ 3 days before due date
- ✓ On the due date
Avoid penalties and late fees.
Secure Document Hub
Store all your important business documents securely.
- ✓ Contracts & Licenses
- ✓ Tax documents & Payroll files
- ✓ Supplier agreements & Inspection reports
Everything in one place.
Professional Invoicing & Dashboard
Invoicing: Create and send invoices in seconds. Track payments and stay on top of cash flow.
Business Dashboard: Get a clear overview. Track:
- ✓ Paid & Outstanding bills
- ✓ Monthly expenses & VAT summary
Accountant Collaboration
Work seamlessly with your accountant.
- ✓ Secure access
- ✓ Easy report exports
- ✓ No more endless email chains
Business Support Assistant
Get quick answers in Finnish or English. Guidance on:
- ✓ Business regulations & Food safety
- ✓ Insurance & Employment rules
- ✓ Contracts & Residence permits
- ✓ You got an Unexplained Bill/Unnecessary Bill reminder
- ✓ Transportation Laws
- ✓ Business plans, Financial projections and Break even Analysis report
* Documentations and File maintenance e.g. Entrepreneur visa file charges are Excluded. You can Contact via Business support
How it works
Three steps from signup to never missing a bill again.
Register & Upload Bills
Create your company, invite staff, and upload bills as images or PDFs. OCR fills the fields.
Get Smart Reminders
Finnwal schedules 3 reminders per bill automatically. Staff can add custom ones too.
Track & Pay On Time
Visual dashboard shows everything due this week, this month, and overdue.
Simple pricing that grows with you
7-day free trial on every plan. Cancel anytime.
Smart Admin
Business guidance + Related Documentation request available for Restaurants, Cafe and Grocery stores etc. * Entrepreneur visa file preparation charged seperately*
- Unlimited OCR scan
- Expenses/VAT Analytics
- Keep Business Documents & Files
- Payment Reminders
- Create Unlimited Invoices
- Business Support ~ Guidance + Documentation
- Accountant Collaboration
- App Support
Teams love Finnwal
What Europe SMBs say about switching.
"I used to chase invoices across email. Finnwal turned that chaos into a single screen."
"OCR gets 9 out of 10 fields right. The reminder the day before due date alone pays for the subscription."
"My accountant logs in and sees everything. No more emailing PDFs at month-end."
Manage Your Business Anywhere
Access Finnwal on your phone and stay in control wherever you are.
Start your 7-day free trial today
No credit card charged for the first 7 days. Cancel anytime.